EMI Card

Bajaj Finserv EMI Card is a payment instrument with a pre-approved loan amount. It is a smarter way to pay for all your purchases, from electronics and furniture to life care services and groceries on easy EMIs. It can be accessed on the Bajaj Finserv wallet, powered by Mobikwik

1 Crore +
1 million +
950 +

Features and Benefits

Pre-approved loan up to Rs. 4 lakh

The Bajaj Finserv EMI Card is a pre-approved loan in your wallet that lets you shop on easy EMIs with just a simple swipe across 43,000+ partner stores, in 950+ cities.

Repay easily

Plan your EMIs according to your repayment ease. Divide your purchase into easy EMIs of 3, 6, 9, 12, 18 or 24 months.

No documentation

Existing EMI card holders need not provide any document at the time of purchase.

Pre-approved offers

As an existing customer, you get exclusive pre-approved offers from time to time, across a host of our partner retailers and manufacturers.

Easy online shopping

Shopping across e-commerce website gets easy and secured with Bajaj Finserv EMI card. An OTP sent to your phone makes your transaction safe.

Nil foreclosure charges

You can choose to foreclose your loan anytime without paying any extra charges.

How to apply for an EMI Card

1. Online:

If you are an existing customer and eligible for an EMI Card, you can apply through the customer portal. All you have to do is make an online payment of Rs.399 and the EMI Card will be sent to you within 2 weeks.

2. Offline:

You can apply for an EMI Card when you purchase electronics, gadgets or lifestyle products on easy EMIs through any of our partner stores on EMI Network.

How it works

  1. An individual between 21* and 60 years of age
  2. Regular source of income
  3. Aadhar card and PAN card.
  4. One cancelled cheque
  5. One passport size photograph
  6. ECS mandate duly signed
  1. Joining fee for Gold EMI Card: Rs. 412
    2. Joining fee for Titanium EMI Card: Rs. 884

Annual fee of Rs. 117 (Rs.99+18% GST) will only be charged to the EMI cardholders who have not availed any loan using the EMI Card in the preceding year. Preceding year will be 12 months calculated from last year’s validity month, which is printed on the face of your EMI Card. For example, if you were issued the EMI card on August 2014 (referred to as ‘Valid From’) and no transaction between August 2015 & August 2016; the payment of fee will be in August 2016.

• The minimum age should be 21.